Interest Rate 2% to 5% per month on total credit amount for EMI duration. 0% if full balance payment made within 30 days.
Processing Fees For Term Loan 2% to 5% per month on disbursement amount,subject to minimum of Rs100 + GST as applicable For Card Rs750 + GST as applicable. Reload Fees Rs 60 + GST as applicable on every Rs 2000 of credit amount available on card.
Cash/Cheque Collection Fees Rs 100 + GST as applicable per instance Term/ Validity Upto 12 months for Term Loans. Card validity 1 year from date of issue
Payment Bounce fees Rs 200 + GST as applicable per instance Late Payment Fees 2% per month on the overdue installment, subject to minimum of Rs 100 + GST as applicable.
Overdue Recovery Fees 2% of outstanding principal amount, subject to minimum of Rs.500 + GST as applicable OverLimit Fees 2% of amount over limit, subject to minimum of Rs. 200 + GST as applicable per instance
ATM Cash Withdrawal Fees 2% + GST on minimum transaction of Rs. 1000