SCHEDULE OF CHARGES

Interest Rate Min Max Gst Terms Example
Activation fees (Card) 0 3,000 Additional Based on customer profile Rs 300 + GST as applicable on Rs 10,000 credit limit
Processing Fees (Card) 0% 8% Additional Based on customer repayment behaviour & profile Rs 60 + GST as applicable on every Rs 2000 of credit amount available on card at 3%.
Cash/Cheque Collection Fees 0 1000 Additional Based on customer preference & logistics Rs 100 + GST as applicable in case cash collection requested by customer
Payment Bounce fees 0 1000 Additional Based on customer profile Rs 100 + GST as applicable in case customer is late more than 2 days
Overdue Recovery Fees 0 1000 Additional Based on customer promise to pay Rs 500 + GST as applicable in case customer for repeated delinquencies
ATM Cash Withdrawal Fees 2% 2% Additional Minimum transaction - Rs 1000 Rs 20 + GST as applicable in case customer withdraws Rs 1000
Interest Rate 0% 10% Additional Based on customer profile Rs 360 interest per month on Rs 10000 utilized at 3% per month